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Online Loan Requirements

Any Filippino citizen within the age group of 21-70 years, with a working mobile connection, may apply for a loan with Digido.
The applicant has to submit a government-issued identity card. Inclusion of documents such as payslips, COE, ITR, company ID, DTI (if self-employed or with business) along with the loan application will increase your chances of loan approval.

Advantages

  • No hidden charges, upfront fees, or commissions;
  • We are open 24/7 without any holidays or weekends
  • Easy loan application process and instantaneous decisions
  • Multiple modes of loan application: Web, Mobile App and through branches
  • A loan approval rate of more than 90%
  • Loans for any purpose
  • Online loan calculator to choose the right loan amount and duration
  • Loans without any collateral and guarantors
  • Better loans for repeat buyers
  • Loans even without bank accounts
  • Multiple Loan Repayment Options - bank transfer, remittance centre, 7-Eleven, offline branches, Dragonpay.

First Loan with no Interest

Loans of PHP 1,000-30,000 with no interest on the first loan for seven days. The only requirement is proof of identity and income.
The availability of quick loans with no interest is a great help for those who just started earning and is building a credit history.
The loan eliminates the over-dependence on loan sharks to overcome the initial financial obligations and improves the borrower's possibilities for a better loan in the future.

An Example of the Interest Rate Calculation

Each one has different requirements for the loan amount and loan duration. Our online loan calculator is an exceptional tool that shows the exact repayment amount for each combination of loan amount and loan term.
Let's look at a sample calculation.
The maximum annual loan rate is 143%. Take the amount of PHP 20,000 and a period of 6 months.
In this case, your monthly payment will be only PHP 5,000, and the total cost of interest will be 2,383 pesos monthly.
The availability of a loan calculator in the Philippines helps the Filipino have a clear idea about the optimal loan amount, term, and repayment before subscribing to any loans.







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